Used Emma for the purchase originally, she knows her stuff and super confident in Emma and her team.sold vacant land, tough sale in some markets, Emma took amazing pictures and reviewed the pictures and info prior toposting on MLS. I felt very included in the final product put on the MLS.


Emma’s listing generated a lot of interest in our property and there were more showings than expected, however no offers until very near the expiration of the listing. Our property appealed to very specific buyers due to being off the grid and also having a steep hill down to the lake. It might have been helpful if advertising reflected these qualities of the property.


I dealt with Emma Kearns on one previous occasion and felt she was the obvious choice to continue with my real estate sale. The eventual sale was seamless and a testament to her exceptional knowledge and professionalism. She was a pleasure to deal with and will be my one point of contact for any future real estate transactions in the area.


My wife & I feel that Ray went well out of his way to procure the sale of our home in Paudash, Ont.

John & Shelba

Emma was always available to answer and reply to all our concerns and questions. She is honest with her advice and opinion when asked which is something I appreciated. The office was prompt in advising of appointments and times. Thank you for a professional and friendly experience in both purchasing and selling our property. Looking forward to dealing with you again soon.

JoAnne & Steven

We were very pleased with the service provide by both Emma and Ray. Their enthusiasm and commitment to the sale of our house was evident.

We are happy with the process and the result.

Nancy & Norman Quinn

Emma Kearns was phenomenal. She appraised the house perfectly and sold it in a timely manner
I would recommend Century 21 to anyone.
Dena Roberts

“Emma was truly exceptional in researching questions And responding promptly.  There was  really nothing she Could have done better, in fact it was because of her that we got the house We wanted.”
Joel & Lynn Sallis

Emma is Great! We will for sure be in touch when we move again.
She gets the job done!
Thanks for everything Emma 🙂

Thank You Ray & Emma – C21 & you two have always been the best!
That’s why we keep coming back!

Sold within a Week.
Professional, respectful transaction
Couldn’t top that!

Overall very good Experience!


Excellent service! One of the best agents in Ontario!

Thanks Emma, it was a pleasure doing business with you. We are dissapointed that we put more into the place then we got out but our fault not yours. Maybe a different economy would have got us what we looing for.
Take Care!!

Emma’s Knowledge and experience of the area, made for a very quick sale, at a fair price.
Emma is a professionsl in her field, and we would call on her again!

Emma sold my house in one day for the price I wanted. I now rent but I have recommended her to other people.

Emma is fantastic, fast response and understood my vision. I would and have recommended Century 21.

I have nothing but positive things to say about Emma and would highly recommend her!
Emma is professional, knowledgable and delivers as promised.

We had exemplary service!
Emma always emails us properties we may like and Ray would always meet us promptly working
around our schedules. You helpd us buy our dream property and we will always be thankful.

We would highly recommend you services.

Ray – thank you, you did a fantastic job and our sale went very smoothly.

I couldn’t have been served any better than I was. Service was the Best.

Emma was great. She answered all of our questions & concerns when buying our first cottage.
We couldn’t asked for a better agent.

Emma & Ray are by far the best agents around. I tell everyone to use them
Thank You! 🙂

Emma has been our go-to agent for many years now. We would not even consider working with anyone else.
She is honest and very hard-working. When you work with Emma you know she has your best-interests in mind
at all times. A huge thank you to Emma and her Team!

Excellent Service!

We have bought many properties through Century 21 & Ray Krupa have always enjoyed
excellent & professional service!

Both emma 7 Ray went above and beyond to help us find out new home.

Service was excellent. Emma & ray where a pleasure to work with! If we were to need real estate services again it would be with
Ray & Emma. Very Helpful

Very impressed by Emma and appreciated

Emma is an extremely talented Realtor & Leader in her markets, with great marketing skiils
Greatly appreciated her tenacious negatiation abilities and delivering a win/win agreement.
Highly recommend.

Emma had been searching for “Our Home” for 2 years. Every week, without fail, there would be properties that she found that would be “so close” to what we wanted. Her endless dedication to us was amazing.
When “Our Home” was found, Ray got in on the game and got the property quickly and for a great price.
We thank them for all they have done and will absolutely use them again, if we ever move!

Century 21 Stuaff provide exceptional customer satification whethere we have been buying or selling. They work hard
for customers & are available day & night-nothing is too much.

Emma was amazing to work with. We didn’t feel pushed or rushed into buying, and she
made sure that when we did buy we got the best price possible. Would Definely recommend
to other!

Ray was upfront about what to expect
took car of whatever was required due to my distance away.
Great Service!
Thank You!

Thanks to Emma, we found our forever place. What a doll to deal with.
Beyound our expectations.
again Emma

I believe that the extensive photography that was displayed on the internet was instrumental in attracting prospective buyers late in the year which is not usually a good time to sell a cottage. (thanks Daniel Parker)
Mr. Carl D.
Paudash lake

Our experience with Emma was top notch.  Our new waterfront cottage purchase was completely stress free, this is also why we trusted Emma with dual agency in our purchase upon first meeting her.  She originally represented the buyers, but with a great deal of integrity and professionalism she agreed to also represent our best interests as well.  Something which can be very difficult in these situations but we sailed through together.

Emma also has a wealth of information for any services you may need in cottage country, she provided us with a name and number of a gentleman who plowed our driveway before we moved in since we took occupancy March 9th, 2012.  It was done as promised and will be using their service next winter.

Emma also provided us with numbers for contractors and a new insurance provider who we also transferred our house insurance to.  We were also given a contact who does cottage turn over services in the area since we will be renting periodically.  It was a very fun meeting to say the least and didn’t seem much like a interview at all and look forward to working with as well.

I would highly recommend Emma and look forward to our newly found friendship since Emma lives and knows the area well.  See you on the lake and on the trails Emma!!!

Darren & Pam Blacquiere - Mississauga

Ray is an excellent Realtor as we bought property through his company. He always made time for us as we were a great distance from out-of-town. He never gave up on us while we chased our dream looking for that perfect property. He set a time for us to meet with him which was with our schedule and he was always there greeting us with a big smile. January 10, 2012
Top qualities: Great Results , Expert

Hi Emma,

You and Ray seem very complementary to each other.
Lets face it there are plenty of agents that seem to have time enough to waste yours…
But you were noticeably different. I appreciated the straight up “no bull” approach from the start.
Once we found the right property, Ray was patient and prepared to spend the extra time required to ensure the deal went smoothly.

Coe Island Lake

Since I sold my cottage a few years back, I realized that I needed to buy another. I thank you for sending me listings on a regular basis and appreciate that you and your office are at the top of your game in providing me with.current information as it comes along. You were a true professional in dealing with me and look forward to doing business with you again.

Monck Lake

Carolyn and I are very pleased with all the help you have given us in buying our “Dream home.” It is very refreshing to find someone in today’s fast paced life, that will take the time to explain both the good and bad points of a property to a potential customer. Both you and Ray have gone well beyond the call of duty. Your patience has been very much appreciated, your expertise applauded.
Thank you Emma
Hybla Rd

Our experience with Century 21 for the purchase of our waterfront rental cottage was superb. Emma’s market savvy and knowledge of the area made for a successful and fun purchasing experience. Cant wait to buy another one.
thanks Emma

jeff and kelli
Mink Lake

Hi Emma.
Here is a quote for you to consider.  If I have missed a key point let me know.
My wife and I worked with Emma and Ray over a two year period to find a water front property that could be used initially as a cottage and later more permanently when we retire.  We would describe Emma and Ray as being very knowledgeable, friendly, helpful, trustworthy and patient.  We looked at many properties and never felt pressured to close a deal.  We value their advice and plan to utilize their services if needed in the future. 
Paul and Tamra Allore  
Mink Lake

Emma’s hard work, diligence, and unending patience, helped us find the perfect cottage. She was available to us at all hours of the day or night, and willing to explore most of northern Ontario in an effort to please her client. She cheerily endured a few hours with us on a lonely icy road, in -15 temps, when my husband accidentally slid our car into a ditch. It must have been the excitement, for we had just left the perfect cottage, which we now own on Bay Lake! Emma continues to keep in touch and answer all of our ongoing inquiries, like a true friend.
Mrs. Gundy Hladun
Bay Lake

It is very important to find someone that is sure going to do a good job. I am lucky that I have found five years ago a really good person who has a great talent as a realtor. She helped me to buy a nice property with small cabin in the gorgeous area. Her name is Emma Kearns. No pressure, no stress, no questions which she cannot answer, always respectful, good séance of humor. Now I decided to buy a four season house in the same area and I phoned Emma again and another time I fully surprise of her knowledge of the area houses and her filling of the client’s needs. I always recommend her as the best realtor to all my friends
Leo Sharaev - Boulter

My Year With Emma: In Search of the Perfect Cottage!

I lost count of how many properties Emma searched out and presented to me, only to hear from me once again, “I don’t think it’s what I want”.

We stood in awe of the beautiful Fall colours as the lakes reflected back. We walked together through the knee-deep snow of Winter. We had mud encrusted vehicles and were grateful for 4 X 4s in the early Spring. We were swarmed by black flies and mosquitos as Summer approached.

Not once did Emma even consider giving up the search for the cottage property I was looking for. I had very particular wants/needs for the ideal property and Emma found it!

Thank you so much Emma! It was a pleasure to spend time with you on this quest.

Valerie McGriskin - Steenbur Lake

Hi Emma,
We enjoyed your no-nonsense, no-pressure approach. You were also a real trooper hanging in through all of those nasty black flies in the spring!
Lucia and Steve - Lake St. Peter

We bought our Paudash Lake cottage in 2004 with the help of Emma. In fact Emma was the one who found us the most perfect spot…a 2 acre point lot with water on all 3 sides. She understood exactly what we were looking for and she kept searching for us for more than three months. Unfortunately there was more than one offer on this property, but thanks to Emma’s experience and negotiating abilities, we ended up with our dream property and a really good friend.

You always picked up the phone regardless of weekend, holiday or working day with the quickest turnaround and feedback, and always cheerful; Negotiated for a better price, you even gave us lodging and internet access to work remotely
We not only enjoyed working with you, we love you guys!!

Hi Emma,
For the past 5 or 6 years I have had the pleasure dealing with Emma while looking for a suitable cottage. She is a no pressure type agent and her goal is to find you the right place that you will be happy with, if it is not the right place she will tell you.  I found Emma to be friendly, knowledgeable, dependable and trustworthy. She is so trustworthy in fact that during the winter of 2010 we purchased a cottage without seeing it ourselves. Emma viewed the cottage for us and suggested that with some work it would meet our purchasing criteria. She sent additional photo’s and info and suggested lawyers, contractors, home inspectors to use.  Emma was right and we have never regretted making the purchase on her advice. They even had an enclosed trailer to use to move at no charge. I have dealt with Ray to a lesser degree but he has all the same qualities as Emma. Ray sold our old cottage for us.  Buying or selling they are great people to deal with.
Thanks again.
Barry & Velma

“Emma and Ray were very courteous, forthcoming (and patient) with us. They kept in regular touch with us which was much appreciated! They wer genuinely excited and happy for us when we finally purchased our property. We would definately recommend them.”
Jen and Zoli

“Keep up the good work Ray!”
Brian and Della Rogers - Thanet Lake

“Emma, you are just perfect!” Ross Lake – Siddon Lake

“The whole staff at Century 21 were pleasant and available when needed. Even tho I felt at a disadvantage living 12-13 hours drive away from my cottage, I felt secure that Century 21 would protect and process the sale of our cottage as they did. Thankyou Ray, for keeping an open communication with my son Bob. The most important thing was my trust in my dealings with Century 21”
Maryanne Brotherton - Mink Lake

“Emma thank you very much for the shirt from West Wind and for supporting a Bancroft merchant.”
Robert Cross - Dickey Lake

“Hey Emma. Thanks so much for everything, I mean EVERYTHING that you did to sell our home. You exceded above and beyond to make this work and we thank you so much.”
Bob and Shelley Beirworth - Bancroft

“The selling of our cottage on Paudash Lake was as pleasant an experience as it could be. Emma, you were wonderful. If we had to do it over again we would definatley choose Century 21 with Emma”
Stan and Barbara Lafort - Paudash Lake

“We feel that Emma Kearns worked very hard to sort out the issue of the quality of the well water which was a problem in the beginning but she persevered until it was solved. We appreciate all her efforts.”
Gail Cunningham - Eels Lake

“Ray went above and beyond. Thankyou Ray. You are fantastic!”
Petra Pushkar - Fort Stewart

“We really appreciated how you handled this purchase, especially given that it turned out to be private and there was less in it for you. It showed great professionalism on your part and would certainly lead to a recommendation of you by us to others looking to purchase in the area.”
Anonymous - Paudash Lake

“Emma’s attention to detail in closing this transaction was fantastic!”
Steve and Barb Brett - Jeffrey Lake